Which Marriott Bonvoy Credit Card Should I Choose?

By | January 11, 2020
At NerdWallet, we make every effort to help you make financial choices with self-confidence. To do this, several or every one of the items included below are from our partners. Nevertheless, this does not influence our assessments. Our opinions are our very own.

Marriott fanatics have choices for a co-branded bank card: standard, midlevel and also luxury. Alternatives were revamped in 2019 when the hotel company presented its brand-new Bonvoy loyalty program after its merging with Starwood Hotels and also Resorts Worldwide.

Card choices for customers are:

  • The Marriott Bonvoy Strong ™ Credit Card ($0 annual charge).
  • The Marriott Bonvoy Boundless ™ Bank Card ($95 yearly fee).
  • Marriott Bonvoy Fantastic ™ American Express ® Card ($450 yearly cost).

The pricier cards feature richer advantages and benefits than the fundamental card. Should you pay even more to obtain even more?

” EVEN MORE:NerdWallet’s best hotel charge card

Marriott credit cards, contrasted

Marriott charge card share the hotel business loyalty program, Bonvoy. Keep in mind that a person card is offered by American Express; the others, Chase. Below’s exactly how they compare.

Marriott Bonvoy Strong ™ Bank Card Marriott Bonvoy Limitless ™ Charge Card Marriott Bonvoy Brilliant ™ American Express ® Card
Annual fee
$0 $95 $450
Marriott Bonvoy reward points
  • 3 factors per $1 invested at participating Marriott Bonvoy resorts.
  • 2 points per $1 spent on other travel.
  • 1 point per $1 invested in all various other eligible purchases.
  • 6 factors per $1 invested at taking part Marriott Bonvoy resorts.
  • 2 points per $1 spent on all various other qualified purchases.
  • 6 factors per $1 spent at getting involved Marriott Bonvoy hotels.
  • 3 points per $1 spent at U.S. dining establishments and on trips scheduled straight with airlines.
  • 2 factors per $1 spent on all other qualified acquisitions.

Terms apply.

Issuer as well as other advantages
Chase

  • Silver elite status.
Chase

  • Complimentary anniversary evening (valued as much as 35,000 points).
  • Silver elite status.
  • Free premium Wi-Fi.
American Express

  • Complimentary wedding anniversary night (valued as much as 50,000 factors).
  • Gold elite status.
  • $300 declaration credit scores for Marriott acquisitions.
  • Terms use.

New cardholder bonus
Gain 30,000 Bonus Offer Details after you spend $1,000 on acquisitions in the initial 3 months from account opening. Make 75,000 Bonus Offer Details after you spend $3,000 on acquisitions in the initial 3 months from account opening. See web site

Marriott factors are worth 0.8 cents each typically, according to NerdWallet valuations. So to get $100 in value when you book an area with factors, you’ll need about 12,500 Bonvoy factors. Rephrase, 50,000 points are worth regarding $400 worth of resort reservations.

” EVEN MORE:Advantages of Marriott Bonvoy credit cards

Cheat sheet for choosing a Marriott card

If you desire that wedding anniversary evening: The Marriott Bonvoy Boundless ™ Credit Card

Find out more This will be the appropriate option for numerous Marriott loyalists. As long as you make use of the complimentary evening every year, the card more than spends for itself. That’s since a night at a Marriott home generally costs greater than the annual charge of $95. Also crucial: If you’re searching for a card to use past Marriott reservation, this uses 2 points per buck invested anywhere besides Marriott, a reliable price of 1.6 cents on day-to-day investing, according to NerdWallet appraisals.

That’s affordable with flat-rate cash money back cards.”MORE: Complete evaluation of the Marriott Bonvoy Limitless ™ Credit Card

If you desire

to attempt a Bonvoy card totally free: The Marriott Bonvoy Vibrant ™ Credit Card

Learn More The appeal below is the annual fee of$ 0. That makes it a no-risk way to earn perks and also factors in the Bonvoy program, or typically tocheck the hotel loyalty waters. It’s the card for those who reject to pay yearly costs, yet it has less capacity for outsized worth compared to other Marriott cards.

” EVEN MORE: Full testimonial of the Marriott Bonvoy Strong ™ Charge Card

If you want luxury advantages: The Marriott Bonvoy Fantastic ™ American Express ® Card

The yearly fee of the Marriott Bonvoy Great ™ American Express ® Card could be far-fetched, however it begins making good sense when you break it down. If you can utilize the $300 hotel debt each year, that effectively drops the charge to $150. And also you can book swankier resorts with your wedding anniversary evening, worth far more than the staying $150. In addition to perks in the comparison chart, this card offers a $100 Marriott home credit on two-night remain at Ritz-Carlton as well as St. Regis resorts. The credit scores benefits costs such as room service and also spa therapies. Terms apply.

Other Marriott cards

Marriott has legacy cards that precede the launch of the Bonvoy program. They are shut to new applications. For reference, they are:

  • Marriott Bonvoy ™ American Express ® Card.
  • Marriott Rewards ® Premier Plus Bank Card.
  • The Ritz-Carlton Card.

A current Bonvoy card for small company is the Marriott Bonvoy Company ™ American Express ® Card.

” EVEN MORE: Full evaluation of the Marriott Bonvoy Service ™ American Express ® Card

Information pertaining to the Marriott Bonvoy Dazzling ™ American Express ® Card card has been collected by NerdWallet and has not been evaluated or offered by the provider of this card.

Leave a Reply

Your email address will not be published. Required fields are marked *